Ultra Expat

Interest Rates

• Expat Australian or New Zealand Citizen Primary Borrower(s) (where minimum 50% to 100% income used for servicing derived from Citizen)
• Expat Aust / NZ Citizens & Migrant Borrower Combinations (alternate options depending on where income sourced and/or borrower types)
• Expat Construction – Australian or New Zealand Citizen Primary Borrower(s) (where minimum 50% to 100% income used for servicing derived from Citizen)
• Expat Construction – Aust / NZ & Migrant Borrower Combinations (alternate options depending on where income sourced and/or borrower types)

Acceptable Visa List

• Acceptable Visa List

Employment & Income Policy

• Ultra Program Quick Guide for PAYG & Self Employed

Skip to Page 4 of this document for foreign income guidance

Application Forms

• Ultra Variable Application Checklist (Please include with full submission)
• Mortgage Mart Application Form
• Upfront Valuation Request
• Face to Face ID Form
• Non Face To Face ID
• Australia Post
• Zip ID

If ID needs to be conducted overseas then clear coloured certified copies of all ID documents will be requiured. These can be certified by lawyers, police officers, consulate staff. Certifying party must also complete and sign the Face to Face ID form above.